Global Money Week: Visit to Rastriya Banijya Bank

An academic field visit to Rastriya Banijya Bank was successfully conducted for BBA 7th  semester students of Thames International College as part of “Global Money Week.” The visit  aimed to provide students with practical exposure to the operations of a commercial bank and to  strengthen their understanding of real-world financial systems. 

The session was facilitated by bank representatives who delivered comprehensive insights into  various functional areas of banking. The program focused on bridging the gap between  theoretical knowledge and practical application by familiarizing students with day-to-day  banking practices and institutional processes. 

The program covered the following major areas: 

• General Banking Operations: Students were introduced to the overall structure and  functioning of a commercial bank. The session explained account handling, customer service  processes, and internal workflows that ensure smooth banking operations especially in the  government banks. Practical examples helped students understand how different departments  coordinate to deliver efficient financial services. 
• Loan Department: Students gained insights into the lending process, including loan types,  credit assessment, documentation, and risk management. The session highlighted how banks  evaluate borrowers, manage credit risks, and ensure responsible lending practices, providing a clear understanding of financial decision-making in banking. Also, it was very helpful for the  students who are already involved in their businesses.
• Marketing Activities: The session also emphasized the role of marketing in the banking  sector. Students learned how banks design and promote financial products, attract customers, and  maintain long-term relationships. The discussion covered branding, customer engagement  strategies, and the importance of trust and service quality in competitive banking environments.
• Digital Banking: A key focus was placed on the growing importance of digital banking  services. Students explored how digital platforms, mobile banking, and online transactions are  transforming the banking experience. The session highlighted the benefits of convenience,  efficiency, and accessibility, while also addressing security measures and the need for digital  awareness among customers. 

The visit followed an interactive approach, allowing students to engage directly with banking  professionals, ask questions, and gain practical insights into industry practices. 

Students reported a better understanding of banking operations, increased awareness of digital  financial services, and enhanced knowledge of how theoretical concepts are applied in real-life  scenarios. The experience contributed to building their confidence and preparedness for future  professional roles in the financial sector.